There are lots of ways to save money, no matter how much of it you have – or don’t have!I have learned many ways to save money. From simple things like food, gas, and clothing, to bigger expenses, like insurance and your mortgage.
All you need to know is where to look to find the savings.
The first thing you need to do is eliminate ALL of your unnecessary expenses:
• eating out on the weekends
• buying lunch at work every day ($10 a day, $50 a week, $200 a month, $2,400 a year.)
• magazine and newspaper subscriptions (especially those you can get online and at the local library)
• cable TV (you’d be amazed at how many other ways you’ll find to spend your time once you get rid of cable TV)
• groceries (you can save lots of money with coupons and specials.)
It’s OK to reward yourself once in a while, but if you are really looking to get out of debt faster, you owe it to yourself to save every single penny you can!
To find other ways to reduce your expenses, take a close look at your checkbook and credit card statements.
You’ll be amazed at how many ways you can save money, especially once you start looking carefully at how you spend your money every month.
Shop Around For The Lowest Prices
For those expenses you can’t eliminate, it’s time to start shopping around for the best prices.
Once I realized you can shop around for just about ANYTHING you spend money on every month, I learned how to save myself SEVERAL HUNDRED DOLLARS each and every month!
In fact, by shopping around I ended up saving myself more than $160 a year on car insurance and I stayed with my current agent! I personally shop all of my insurace once a year. Last month I SAVED $150 a year on my husbands motorcycle policy. I have my insurace with about four companies.
The same is true of many of your monthly expenses – like long distance telephone service, internet service, all types of insurance, mortgages, and in some places even your utility bills. Two months ago AT&T sent me an email to lower my cell phone bill by $30 a month and they doubled my internet.
It DOESN’T take any special skills. All it takes is a few clicks and you can save yourself a bunch of money in no time at all!
So, if you’d like to save yourself lots of money every month – and who doesn’t – start shopping around and looking for ways to lower your monthly bills right away! – Dawn Kornovich
Taken in Key West FL
Tennessee Home Loans With Dawn 